Stackwise.ly — Privacy Policy

Last updated: 2025-12-03

1) What We Collect

  • Calculator input: financial data such as account balances, investment amounts, and other inputs needed for calculators.
  • Technical info: IP address, browser type, device info.
  • Usage data: pages visited, clicks, feature usage.
  • Cookies & tracking: Google Analytics, Vercel Analytics; session cookies for core functionality.
  • Optional personal info: email address if you sign up for newsletters.

We do NOT collect:

  • Payment info
  • Sensitive personal data beyond calculator input
  • Any other personally identifiable info unless you provide it voluntarily

2) How We Use Your Data

  • Provide and improve the service (calculator functionality, analytics, performance monitoring)
  • Optional communications (email newsletters) only if you opt-in
  • Security and abuse prevention

3) Cookies & Tracking

  • Essential cookies: enable calculator functionality and site operation
  • Analytics cookies: track usage patterns for product improvement
  • Consent: users must opt-in for optional tracking cookies (GDPR requirement)
  • You can manage or block cookies via browser settings

4) Legal Bases (GDPR)

  • Contract/Service: operating calculators and site features
  • Consent: optional newsletter, marketing, and analytics beyond strictly necessary cookies
  • Legitimate interest: product improvement, security monitoring

5) Sharing & Third-Party Services

We do not sell your data. We may share data with:

  • Analytics providers: Google Analytics, Vercel Analytics
  • Hosting provider: Vercel

Data is processed according to their policies; we require contractual safeguards to protect your data.

6) Data Retention

  • Calculator inputs are used temporarily; we do not store personal financial data long-term
  • Logs for analytics and security are retained according to provider policies
  • If you subscribe to a newsletter, your email is stored until you unsubscribe

7) Your Rights

If you are in the EU, UK, or California, you have the right to:

  • Access your data
  • Correct inaccuracies
  • Request deletion
  • Export your data
  • Restrict or object to processing
  • Opt-out of marketing communications

Contact us at hello@stackwise.ly to exercise your rights.

8) Children's Privacy

  • Not intended for children under 13
  • We do not knowingly collect data from children

9) Security

  • HTTPS encryption for data in transit
  • Standard security measures by hosting provider
  • While we follow best practices, no system is 100% secure

10) International Transfers

  • Hosting and analytics may involve data transfer outside your region
  • Data is protected according to standard safeguards (GDPR SCCs, Vercel policies)

11) Changes

We may update this policy; the "last updated" date reflects changes.

12) Contact

Email: hello@stackwise.ly